Send money to a person and a place.
You tell us the country and how they want it. They collect at any agent there — no branch to choose — and we send them a link that puts the tracking number and the pickup time straight into their mobile wallet.
Four steps, and only the first one is yours.
You fill in the details
Amount, destination and who is collecting. We show the rate and the fee before you commit to anything.
We route the payout
Every place in their city is ranked by how far it is from them and whether it has the cash. We pick the one that works.
You send them a link
They sign in with Apple, and the reference, counter and address go straight into their mobile wallet.
They collect
Cash over the counter with the pass and photo ID, or straight into their bank, card or mobile wallet.
The rate you see is the rate you get.
A transfer fee from 1.49, and a margin of around 0.7% off the mid-market rate. Both are shown on the quote, side by side with the mid-market rate, before you pay.
Send money
The transfer
—How they collect
Availability varies by countryLeave blank to use the quoted window. Set it to tell them exactly when the cash is at the agent.
Names
Must match their photo IDTrack an order
We move money to where people actually are.
A transfer is not finished when it clears. It is finished when someone walks out of a branch with the money in their hand — and most of the friction in this business sits in that last mile, not in the payment.
Ask someone in Rotterdam to send money to a relative in Lankaran and the hard question is not the exchange rate. It is which of six payout networks has a branch near them, whether it is open on a Saturday, and whether that branch has the cash to hand over when they arrive. Getting that wrong costs the recipient a wasted bus fare and a second trip.
So we invert the usual order. The sender names a person and a place. We measure how far every payout point in that city is from where they actually are, weigh that against whether it has the cash to hand, and route accordingly — then hand them a pass carrying the reference, the place, the address and the time it will be ready, so nothing depends on remembering a number.
What it costs
Two charges, both shown before you commit:
- A transfer fee — from 1.49 to 3.49 depending on how they collect. Cash costs the most to hand over, wallets the least.
- An FX margin — typically 0.7% off the mid-market rate, and less on bank and wallet payouts.
We show the mid-market rate, our rate and the margin side by side on every quote. A service that hides its margin inside the exchange rate is charging you more than the one that prints it.
Compliance
Every transfer is screened against sanctions lists on both sides before it is routed. Some stop for manual review; those recipients see a page telling them so rather than a dead link. Payouts are made against a reference and photo ID matching the name the sender gave.
Where money lands
Every corridor below lists the rails we settle through. Senders never choose from this list — it is ranked for them at quote time.
Console
Enter the password to continue.
Simulation console
Every order, and what the recipient sees at each stage of collecting it.
Orders
Orders
Created from the send formSelected transfer
No transfer selected
Pick one from the list, or seed the examples.
Wallet pass payload
POST api.walletwallet.devNo transfer selected
Select a cash pickup to see the pass body.